Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

APR Rates

PersonalLoansHere is not a lender. Therefore, we cannot provide the exact APR rate that will be charged to you. If you accessed our site through a paid Google advertising, you may have seen repayment terms ranging from 3 to 72 months, along with illustrated rates of 5.99% to 35.99% for eligible customers (in accordance with the Truth In Lending Act, TILA). It's important to note that while some providers offer rates as low as 5.99% APR, such rates are only available to specific customers. The repayment terms mentioned apply to certain closed-end loan products and may not be representative of all loan products available in our network.

To be eligible for a loan, you must be at least 18 years old. The APR rate you receive will be determined by the lender. This rate can vary based on the information you provide in your loan request and the lender's own assessment. The lender will inform you of the specific APR they can offer you.

APR rates are influenced by your creditworthiness and are subject to change without prior notice, which may result in variations in the rate and overall amount to be repaid.

Once a lender accepts your application, they will provide you with comprehensive details regarding the loan. This will include the APR, any associated finance charges, and all the terms and conditions you will be agreeing to. It is essential that you carefully review all the information provided by the lender to ensure that you can make an informed decision before accepting a loan offer.

PersonalLoansHere connects consumers with trusted and reputable lenders who can provide loan information and guidance. We do not charge any fees for this service.

Examples of APR, Monthly Payments & Total Costs (Qualified Customers)

Amount Period APR Monthly Loan Cost Total Paid
$1000 12 mo 29.82% $30.84 $370.08 $1,370.08
$1500 12 mo 24% $53.68 $1,288.32 $2,788.32
$2000 24 mo 12% $32.09 $1,155.24 $3,155.24