Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers


Acceptance Of Electronic Signatures, Documents, And Disclosures ("E-Consent")

Please carefully review and retain this information for future reference.

  • Introduction: You are currently requesting connection with one of our affiliated lenders. To facilitate the loan process, our lenders require your consent to utilize and acknowledge electronic signatures, documents, and disclosures ("E-Consent"). This document aims to inform you of your rights pertaining to electronic disclosures, notices, and information. By clicking the designated link to accept our terms, you confirm receipt of this E-Consent and provide your consent to engage in transactions involving electronic signatures, disclosures, records, and contract documents ("Disclosures").
  • Choice of Paper or Non-Electronic Records: If you prefer to receive any Disclosures in paper format, you can request them directly from the third-party lender. The lender will provide paper copies to you free of charge. Rest assured that the lender will retain all necessary Disclosures as required by applicable laws.
  • Scope of Consent: This electronic consent encompasses all digital engagements occurring between you and the third-party lender, encompassing interactions across various devices such as mobile phones, smartphones, and tablets. By providing this E-Consent, you authorize the third-party lender to process your information and engage in electronic interactions with you. Additionally, the lender has the option to transmit electronic notifications pertaining to your interactions and transactions. Disclosures may be provided online through our or the third-party lenders' websites, as well as via email.
  • Consent to Electronic Business Transactions: Prior to engaging in electronic business transactions with the third-party lenders, please ensure that you possess the necessary hardware and software capabilities described below. Consider these requirements carefully before making your decision to conduct business electronically.
  • Hardware and Software Requirements: In order to access and retain the Disclosures electronically, please ensure that you have the following computer software and hardware:
    1. A PC or MAC compatible computer or any other device with internet access
    2. An active email account
    3. An internet browser with at least 128-bit encryption, such as Microsoft® Edge, Chrome®, or Mozilla Firefox®
    4. A PDF file reader, such as Adobe® Acrobat Reader®, to view certain documents
    5. A printer or a long-term storage device, such as your computer's disk drive, in order to retain a copy of the Disclosures for future reference.
  • If you have any questions regarding the hardware and software requirements, please direct them to the third-party lenders for assistance.
  • Revoking Consent: Please note that the E-Consent for our connecting service and the consideration of your connecting request cannot be withdrawn as it is a one-time transaction. However, if you are connected with one or more third-party lenders, you have the freedom to withdraw your E-Consent with those lenders at any time and without incurring any charges. It's important to be aware that withdrawing this E-Consent before receiving credit may impact your ability to obtain credit from the lender. To withdraw your E-Consent, please contact the respective third-party lender directly. It's worth noting that the withdrawal of this E-Consent will not affect the legal effectiveness, validity, and enforceability of any prior electronic Disclosures.
  • Updating Contact Information: To ensure effective communication, please promptly inform the third-party lenders of any changes to your electronic or mailing address. You have the option to update this information by logging into the third-party lender's website or by sending a written update to the lender via mail.
  • Confirmation of Access and Consent: By clicking on the provided link, you confirm that you are able to access the disclosures in the specified formats mentioned above. Furthermore, by clicking on the link, you give your consent to the terms outlined in this document. You acknowledge that you have thoroughly read and understood the information regarding electronic signatures, records, disclosures, and conducting business electronically. You hereby consent to the use of electronic signatures, the provision of all disclosures in electronic format, and conducting business with the lender electronically. Additionally, you acknowledge that you have the option to request a paper copy of the electronic records and disclosures, which will be provided to you without any cost. If you choose not to proceed, it will be understood that you do not wish to use electronic signatures or conduct this transaction electronically. It is important to note that your consent to electronic disclosures is a requirement to receive services from third-party lenders over the internet.