Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
Ola

CCPA Notice

Your Rights Under The CCPA

If you are a California resident, you have additional rights regarding your personal information under the California Consumer Privacy Act of 2018 (CCPA) and other applicable privacy and data protection laws. This section provides an overview of the categories of information we collect, the purpose of collecting this information, the entities we may share your information with, and the reasons for such sharing.

Category of Information: Identifiers

  • Examples: Name, internet protocol address, email address, or similar identifiers
  • Source of Information: Provided by you as a consumer, obtained from third-party data providers, marketing partners, and advertising partners
  • Purpose of Collection: Collection of information is necessary for us to provide services to you, market our products and services, analyze your usage patterns, conduct research, ensure the security of our systems and operations, and fulfill our legal compliance obligations
  • Entities We Share Information With: We may share your information with lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, web analytics providers, service providers, vendors, customer support providers, data processing providers, law enforcement agencies, government authorities, and parties with legal authority to request the sharing of your information.

Category of Information: Personal information categories listed in the California Customer Records statute

  • Examples: Name, address, telephone number, driver's license or state identification number, employer, social security number, bank account number
  • Source of Information: Provided by you as a consumer and obtained from third-party data providers
  • Purpose of Collection: Collection of personal information is necessary for us to perform the services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary service providers. Additionally, the information is collected for marketing purposes, analyzing your usage patterns, conducting research, ensuring the security of our systems and operations, and meeting our legal compliance requirements.
  • Entities We Share Information With: We may share your personal information with lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers, law enforcement agencies, government authorities, and parties with legal authority to request the sharing of your information.

Category of Information: Protected classification characteristics under California or federal law

  • Examples: Age, military status
  • Source of Information: Provided by you as a consumer and obtained from third-party data providers
  • Purpose of Collection: Collection of protected classification characteristics is necessary for us to perform the services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary service providers. Additionally, the information is collected for marketing purposes, analyzing your usage patterns, conducting research, ensuring the security of our systems and operations, and meeting our legal compliance requirements.
  • Entities We Share Information With: We may share your protected classification characteristics with lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, and data processing providers.

Category of Information: Commercial information

  • Examples: Product or service provider sites you choose to navigate to
  • Source of Information: Provided by you as a consumer and obtained from third-party data providers
  • Purpose of Collection: Collection of commercial information is necessary for us to perform the services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary service providers. Additionally, the information is collected for marketing purposes, analyzing your usage patterns, conducting research, and ensuring the security of our systems and operations.
  • Entities We Share Information With: We may share your commercial information with lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, and data processing providers.

Category of Information: Biometric data

  • Examples: Keystroke data
  • Source of Information: N/A
  • Purpose of Collection: N/A
  • Entities We Share Information With: N/A

Category of Information: Internet or similar network activity

  • Examples: Information on a consumer's interaction with a website, application, or advertisement
  • Source of Information: Provided by you as a consumer, collected through web browsers, marketing partners, and advertising partners
  • Purpose of Collection: Collection of internet or network activity information is necessary for us to perform the services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary service providers. Additionally, the information is collected for marketing purposes, analyzing your usage patterns, conducting research, and ensuring the security of our systems and operations.
  • Entities We Share Information With: We may share your internet or network activity information with marketing partners, advertising partners, web analytics providers, and security/anti-fraud providers.

Category of Information: Geolocation data

  • Examples: Location information
  • Source of Information: Provided by you as a consumer, collected through web browsers, marketing partners, and advertising partners
  • Purpose of Collection: Collection of geolocation data is necessary for us to perform the services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary service providers. Additionally, the information is collected for marketing purposes, analyzing your usage patterns, conducting research, ensuring the security of our systems and operations, and meeting our legal compliance requirements.
  • Entities We Share Information With: We may share your geolocation data with marketing partners, advertising partners, web analytics providers, and security/anti-fraud providers.

Category of Information: Sensory data

  • Examples: Audio, electronic, visual, or similar information
  • Source of Information: N/A
  • Purpose of Collection: N/A
  • Entities We Share Information With: N/A

Category of Information: Professional or employment-related information

  • Examples: Current employer, length of employment
  • Source of Information: Provided by you as a consumer and obtained from third-party data providers
  • Purpose of Collection: Collection of professional or employment-related information is necessary for us to perform the services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary service providers. Additionally, the information is collected for marketing purposes, analyzing your usage patterns, conducting research, and ensuring the security of our systems and operations.
  • Entities We Share Information With: We may share your professional or employment-related information with lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, and data processing providers.

Category of Information: Inferences drawn from other personal information

  • Examples: Profiles reflecting a person's preferences
  • Source of Information: Obtained from third-party data providers, marketing partners, and advertising partners
  • Purpose of Collection: Collection of inferences drawn from personal information is necessary for us to perform the services you requested or to offer products on behalf of our lenders, non-lenders, or intermediary service providers. Additionally, the information is collected for marketing purposes, analyzing your usage patterns, conducting research, and ensuring the security of our systems and operations.
  • Entities We Share Information With: We may share inferences drawn from personal information with data processing providers, web analytics providers, and security/anti-fraud providers.

Right to Know

As a California resident, you have the right to be informed about the following regarding your personal information:

  • The categories of personal information that we have collected about you.
  • The sources from which we collected your personal information.
  • The business or commercial purpose for which we collected or sold your personal information.
  • The categories of third parties with whom we share your personal information.

Additional Privacy Rights

You also have the following rights as a California resident:

  • The right to request information about the specific personal information we have collected about you.
  • The right to request the deletion of your personal information.
  • The right to opt-out of the sale of your personal information.
  • The right to be free from discrimination for exercising your privacy rights. Please note that under the CCPA, you may make CCPA-related requests up to twice within a 12-month period.

Right to Non-Discrimination

We are fully committed to not discriminating against you for exercising any of your CCPA rights. In compliance with the CCPA, we will not:

  • Deny you goods or services.
  • Provide you with a different level or quality of goods or services.

Alternative Format of CCPA Notice

If you have a disability that hinders or restricts your ability to access this CCPA Notice, please contact us via email. We are dedicated to working with you to provide the notice in an alternative format that accommodates your needs.

Authorized Agent

California residents have the right to designate an "authorized agent" to submit requests on their behalf. If you choose to use an authorized agent, we will require written authorization from you confirming their authority to act on your behalf.

How to Submit Your Request for Specific Information

To request access to specific information we have about you under the CCPA, please send an email with the Subject Line "CCPA Request." In your email, kindly provide us with the following information to help us identify you:

  • Your full name
  • Physical address
  • Phone number
  • Email address
  • Proof of your identity (e.g., driver's license or passport)
  • Description of the specific right you wish to exercise

As a California resident, you have the following rights:

  • The right to access the categories of personal information we have on file about you.
  • The right to access the specific personal information we have on file about you.
  • The right to request the deletion of the personal information we have on file about you.

Once your request is submitted

We will contact you within the required timeframe to verify your identity as mandated by law. Once your identity is verified, we will provide your requested information to you electronically. Please note that any personal information collected for identity verification purposes will be used solely for that purpose.

However, if you choose to opt-out, please be aware that we will be unable to assist you in finding a loan or other products or services through our network partners. If you wish to opt-in again, please resubmit your request, indicating your preference to sell your information in order to receive the requested products and services.

How to Exercise Your Right to Delete Information

To request the categories of information we have on file or the deletion of your information, please send an email with the Subject Line "CCPA Right to Request or Delete Information". In your email, kindly provide us with the following information to help us identify you:

  • Your full name
  • Physical address
  • Phone number
  • Date of birth
  • Proof of your identity (e.g., driver's license or passport)
  • Description of the specific right you wish to exercise

Do Not Sell My Personal Information

If you are a California resident

If you are a California resident, you have the right to instruct us not to sell your personal information. To submit your request, please send an email with the Subject Line "CCPA Do Not Sell My Information". In your email, kindly provide the following information to help us identify you:

  • Your full name
  • Physical address
  • Phone number
  • Email address
  • Proof of your identity (e.g., driver's license or passport)
  • Description of the specific right you wish to exercise