Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

Protection From Fraud

Watch out for Scams and Deceptive Practices

At, we prioritize the safety and privacy of our customers. We have created this page to raise awareness and provide guidance in case you suspect that you have fallen victim to fraudulent activities.

Key Recommendations

  • Never make upfront payments in exchange for loan promises.
  • Refrain from sharing personal information if you are unable to verify the identity of the individual or company reaching out to you.
  • Do not send money to anyone if you do not recall borrowing from them.

Fraudulent schemes can be challenging to identify as some scammers adopt the names of legitimate companies, contacting individuals through letters or cold calls, offering loan opportunities that do not actually exist. They entice victims to provide funds with the false promise of a loan in return. Stay alert to these types of scams.

Outlined below are just a couple of examples of scams where fraudsters have impersonated lenders or credit brokers. Take the time to read the details and familiarize yourself with effective measures to safeguard against such threats.

Beware of the Advanced Fee Loan Scam

In this deceptive scheme, fraudsters will insist on receiving upfront payment for various "fees." They may demand payment through methods such as money transfers, wire transfers, cash transactions, or prepaid debit cards like Green Dot.

These scammers are skilled manipulators, adept at convincing their targets to part with their hard-earned money.

Please note that these scammers are in no way affiliated with or any individuals associated with our company. At, we do not require upfront payments for our loans, nor do we charge any request fees. It is common for these scammers to attempt to mimic legitimate lenders by using counterfeit licenses or providing fake loan confirmations and approval letters.

Warning Signs to Look Out For:

  • Requesting payment in advance.
  • Demanding payment through a prepaid debit card like Green Dot.
  • Asking you to wire money to their account.

Watch out for the Debt Collection Scam

In this scam, individuals posing as legitimate collectors or lenders make phone calls to unsuspecting victims. During these calls, they engage in fraudulent activities by attempting to collect both real and fictitious debts.

Please be aware that these calls are not originating from or any affiliated parties. These fraudulent debt collectors resort to harassment and intimidation tactics in order to coerce individuals into making payments for debts. It's important to note that these debts may not actually exist, may have already been paid, or may be owed to a different collection agency.

Warning Signs to Be Cautious Of:

  • Threats of violence, arrest, or wage garnishment.
  • Refusal to provide you with your loan agreement or repayment history.
  • Attempting to collect an amount that differs from the actual owed amount.